Due to the fact that it is one of the largest U.S. banks, Wells Fargo (Wells Fargo) to assist a variety of clients, including institutional clients is a secured credit card. If you do not have a stellar credit rating, secured credit cards will make it easier to buy things, and even to obtain loans from traditional lenders. This is also the perfect credit card, if you do not have a credit history yet, banks are able to review. In addition, you can use a secure credit card and start building your credit history. Wells Fargo secured credit cards, including: APR - annual interest rate According to the statement of the Wells Fargo Bank (Wells Fargo), variable interest rates reflect the market conditions and the U.S. prime rate. This is 18.99%. This speed, however, is just for later, and the balance transfer. If you want to have a cash advance, you will have to pay 23.49%. This is also the prime rate variable and dependent. If your Wells Fargo security using a credit card to make a purchase, you have a 25-day grace period to clear any outstanding balances, accrued interest expense, and then start. In contrast, the accumulation of cash advances, interest charges immediately after you make a transaction.